Real Estate Settlement Company
1157 Eichelberger Street, Suite 5 Hanover, PA 17331 (717) 632-5480 / (717) 632-3322 Fax
WE ARE THE KEY TO A SUCCESSFUL SETTLEMENT
We are proud to be the key to your successful home buying or refinance experience. What makes us stand out from the rest? While other settlement companies have come and gone, Real Estate Settlement Company has remained a stable part of the Adams/York county community. You won't see us being bought out by a national chain or dissolving in a realtor consolidation transaction. What you will see are title and abtracting professionals who are knowledgeable about what they do, who will take you through the settlement process with ease. Upon completion of your settlement you will understand what it is you have signed and why.
So give us a call today. Find out why our customers are happy at the conclusion of their settlment. Discover why we are the key to your successful settlement!
WE HAVE BEEN IN BUSINESS
SINCE 1997
PROVIDING SETTLEMENT
AND ABSTRACTING SERVICES
TO THE COMMUNITY UNDER
THE SAME NAME AND QUALITY YOU HAVE COME TO EXPECT.
WHAT IS A TITLE?
A title is comprised of the legal rights that a person has to the ownership and possession of land. It is possible that someone other than the owner has a legal right to the property. If that right can be established that person can claim the property outright or make demands on the owner as to its use.
TWO TYPES OF TITLE INSURANCE
Your lender likely will require that you purchase a Lender's Policy. That policy only insures that the financial institution has a valid, enforceable lien on the property. It does not protect you.
An Owner's Policy on the other hand is designed to protect you from title defects that existed prior to the issue date of your policy. It also covers the full cost of any legal defense of your title.
HOW MUCH DOES TITLE INSURANCE COST?
The premium is directly related to the value of your home. It is a one-time only expense paid when you purchase your home. Yet it continues to provide complete coverage for as long as you or your heirs own the property.
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